🏡 Mortgage Investors Group Launches Buy Now, Refi Later Program with $1,000 Lender Credit

Homebuyers in the region now have a new financing option that lets them purchase a home today while keeping future refinancing flexibility. Mortgage Investors Group is offering eligible buyers a $1,000 lender credit toward a qualifying refinance down the road-a move designed to give homeowners more control over their long-term mortgage strategy.

💰 How the Program Works

The Buy Now, Refi Later program targets buyers who finance their home purchase through Mortgage Investors Group. Once eligible, those borrowers receive a $1,000 lender credit that can be applied toward refinancing costs when the time makes sense for their financial situation. The program removes the pressure to refinance immediately and instead lets homeowners decide when-or if-refinancing aligns with their goals.

📋 Key Program Details

The $1,000 lender credit applies only to refinances of homes purchased through MIG between October 12, 2026, and September 1, 2029. To qualify, borrowers must wait at least 210 days after purchase before refinancing, and the refinance must show a net tangible benefit to the borrower and receive full underwriting approval. The offer expires March 30, 2030.

The credit cannot be combined with other offers or credits, has no cash value, and is nontransferable. Additional closing costs may apply, and the offer is subject to change or cancellation at MIG’s discretion. ✨

🎯 What This Means for Homebuyers

For buyers weighing their options, this program removes one barrier to homeownership: the need to commit to a refinancing timeline at purchase. Instead, homeowners can focus on settling into their new home and reassess their financial picture later, knowing they have a credit waiting if refinancing becomes the right move. Whether rates drop, financial circumstances improve, or home equity builds, the flexibility is there.

Anyone interested in learning more about the program or discussing how it might fit their homebuying goals is encouraged to reach out to discuss their specific situation and explore what their next move could look like. 🔑